Financial & Management Consulting — Est. 2024

We make the numbers work for the business.

Armet Finance helps owners and leadership teams improve financial performance, strengthen cash flow, plan and forecast with confidence — and buy smarter through procurement and strategic sourcing.

Reviewing a printed cash-flow forecast with a pen in hand
Weekly cash review
Performance · Cash · Planning · Sourcing Owner-managed & professionally managed businesses Northern Virginia · Washington, DC

01 — What we do

Five practices. One balance sheet.

Every engagement connects to the same goal: a business that earns more, holds more cash, and decides faster — with a fractional CFO bringing the leadership, modeling and analytics to get you there.

/01

Financial Performance Improvement

As your fractional CFO, we bring data analytics to bear on margin diagnostics, cost-structure reviews and profitability by product, customer and channel — so you can see exactly where money is made and where it leaks, and lead the business on the numbers rather than around them.

Data analyticsMargin analysisBusiness leadership
/02

Cash Flow & Working Capital

Financial modeling that produces rolling 13-week cash forecasts, receivables and payables discipline, and inventory control — releasing trapped cash and building real liquidity headroom your leadership team can steer against.

Financial modeling13-week forecastsLiquidity
/03

Planning, Budgeting & Forecasting

Driver-based financial modeling, rolling forecasts and scenario planning that turn the budget from an annual ritual into a decision-making instrument your board can trust — the analytical backbone of a clear business strategy.

Financial modelingBusiness strategyBoard reporting
/04

Capital Access & Banking Advisory

We prepare your business to access bank funding with confidence — sharpening the credit story, stress-testing forecasts, and improving poor banking relationships so you secure the right facilities on the right terms.

Funding readinessBanking relationshipsCredit story
/05

Procurement & Strategic Sourcing

Data analytics applied to spend, category and supplier strategy, plus hands-on negotiation support — delivering bankable savings without compromising quality or supply resilience, and aligning sourcing to your wider business strategy.

Data analyticsSupplier strategyBusiness strategy

02 — How we work

A method,
not a report.

Consulting that ends at a slide deck changes nothing. Our engagements are built to land inside your operating rhythm — measured in cash and margin, not pages.

1

Diagnose

Two to three weeks inside your numbers. We map where profit and cash are actually created, and quantify the gap to where they should be.

2

Model

A driver-based financial model of your business — not a spreadsheet monument, but a working tool your team can run scenarios through.

3

Implement

We stay for the doing: pricing changes, cost programs, sourcing events, new planning rhythms. Recommendations become operating reality.

4

Sustain

Cadences, dashboards and accountability handed to your team, so the improvement holds long after we leave the room.

03 — Representative outcomes across our team's careers

The file speaks for itself.

22%Average EBITDA improvement across performance engagements
18%Average savings delivered across sourcing programs
35+Engagements delivered for owner-managed and professionally managed businesses
9Sectors served, from manufacturing to professional services

Figures reflect work across our team's careers, including in-house finance and banking roles held before Armet Finance was founded.

“Armet Finance gave us a cash-flow discipline we still run the business on. The forecast became the way we make decisions.”

Managing Director — Small business owner, Northern Virginia
Two professionals reviewing a printed financial forecast at a conference table
Planning session

04 — The firm

Senior people. Small teams. Real accountability.

Armet Finance was founded on a simple observation: most small and mid-market businesses don’t lack ambition — they lack financial visibility. Decisions get made on instinct because the numbers arrive too late, too aggregated, or not at all.

Our team is made up of seasoned finance leaders and procurement leads who work alongside you directly — no juniors learning on your budget, no leverage model. The people who diagnose your business are the people who sit with you every week.

We work with owner-managed to professionally managed companies, typically on engagements of two to twelve months across Northern Virginia and the Washington, DC area.

Founded2024, Northern Virginia
TeamFinance leaders & sourcing leads
Experience12+ years
EngagementsRetainer or project, 2–12 months

05 — Start the conversation

Let’s talk about your numbers.

A first conversation costs nothing and commits you to nothing. We’ll tell you honestly whether we can move the needle — and how.

Book a Consultation ↗

Pick a time that suits you. Opens our booking page in a new tab.

info@armetfinance.com ↗ +1 (571) 723-0584

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